Pet Insurance Tips Pet Owners Should Know

At any time of the year, our naughty four-legged furry friends, such as our pet cats and dogs among others, are more prone to illness or injury especially if they are spending more time outdoors. Many pet owners are worried they wouldn’t be able to afford health care services for their pets. Pet insurance is a smart option to help you with the veterinary expenses. But before you finally decide, here are a few tips to assist you in your pet insurance choices.

To start with, there are several types of pet insurance to choose from. A pet health insurance plan reimburses the pet owner of covered veterinary care and itemizes covered treatments, lifetimes, or per illness maximums. As you will see below, the cost of a pet health insurance policy will vary based on the amount of coverage, the type of coverage, geographical location, the type of pet (species), its breed and age, and even whether it is sprayed or neutered. Check this Seven (7) Factors which affect pet insurance cost:

1. Type of Coverage

For the type of coverage, some factors that affect the pet insurance cost are pet’s illness, accident or routine care. When considering this, you should know what benefits are covered and what are not covered. Generally, the larger the amount of coverage, the greater the premium amount. If you take over a larger share for your pet’s veterinary care, the premium will be smaller. Choosing not to cover your pet’s routine care will help you lessen the cost of insurance.

2. Policy Limits

Some important things to consider when dealing with policy limits are deductible, co-pay, incident cap, annual cap because these factors affect the cost of insurance. You should determine how much you need to pay before the Pet Insurance Company reimburses the expenses. You should also know what maximum amount is paid per incident or illness as well as annual caps. To get a more affordable pet insurance, it’s recommended to choose a higher deductible, higher co-pay, and lower annual maximum.

3. Geographical Location

Since veterinarian costs differ significantly between areas, the location where you live affects the premium. Generally, the cost of veterinary care is much expensive in a big city than in a small town, which affects reimbursement rates.

4. Type of Pet

Certain pets tend to have more illness or accident problems than others. Like for example, dogs have more injuries and health problems than cats. Because of that, it’s much expensive to insure a dog than a cat.

5. Breed of Pet

There are certain breeds of dogs and cats that have more health problems than other breeds. The insurer considers this factor to calculate the premium you need to pay to insure your pet.

6. Age of Pet

The age of your pet also affects the cost of pet insurance. Generally, pets that have age between 8 weeks and 5 years old are given with the best rates. For those older pets, the premium will be higher because they usually have more health problems than younger ones.

7. Spayed and Neutered Pets

Usually those spayed or neutered cats and dogs will receive a lower premium because they have a lower risk of having diseases and illnesses.

Posted in Pet

Caique Parrot Care – 5 Tips For Caring For Your Pet Caique Bird

Caique Parrots are delightful little parrots with lively personalities that make them wonderful pet birds. Here are 5 tips for caring for your bird so that it can live a long and healthy life with you and your family.


Food-Since Caiques are known for their love of food, starting with this tip seems very appropriate. They need fresh fruits and vegetables, sprouted seeds, some table food, and a high quality pellet mix as supplement. Change water as often as needed for it to be fresh. This will cut down on mold growth and infections that can result from ingesting mold. When feeding fresh food be sure to remove the food from the cage after several hours for the same reason.


Cage-Even though small, they are quite active and do best when they can move freely in the cage. Bigger is always better when it comes to the size of the cage, but a minimum size should be 24′” high by 24″ wide by 24″ deep. Since they are avid climbers, horizontal bars will be greatly appreciated by your bird. Avoid metals that are toxic to birds, and make sure your cage is certified as bird safe. Wood cages should also be avoided as they love to chew, and you would soon find your bird had escaped by chewing through the bars of a wooden cage. Sizing the cage properly keeps your pet happy, and can prevent undesirable behaviors from developing due to boredom. A happy Caique will provide unsolicited entertainment from morning to night, and all you have to do is have time to watch the show.


Interaction-These little parrots love people and need people to love them back. They can benefit from at least an hour a day of interaction with humans. They should be closely supervised as they are fearless little birds and can easily get into things they shouldn’t. Go slowly and supervised carefully when introducing other pets.  Never leave a child alone and unsupervised with the bird. Small children may unintentionally frighten, or make the bird feel threatened, and you can easily prevent disaster by being there when your Caique is exercising outside the cage.


Training-Caiques respond well to training. Most can learn to speak, do tricks, and whistle songs. And once these skills have been perfected they are more than willing to take center stage and perform for you, family, and friends. Training sessions should be short and daily if possible. Always reward your bird and end before your bird’s attention span wanes. Remember that training is not only to teach your bird something new, but is a great way to continue to bond with your Caique. Make it a time that your bird looks forward to.


Preserving their Health-With proper care these parrots have been known to live for as long as 30 years. Like many parrots they are susceptible to airborne disease and infections such as Psittacosis and other respiratory illnesses unless their air is kept clean. Since birds in captivity are subjected to much more dander, feather particles, and other pollutants found in many households, filtering their air will keep their airways clearer, keep them healthier, and ultimately increase their life span.

Posted in Pet

Ten Pet Snake Health Tips

When you first start out learning how to look after a pet snake you find out that there is a lot to learn, but you quickly realize that most of it just makes common sense when it comes to properly caring for your pet snake health and wellbeing.

The fundamental things to be aware of are what does a snake eat, how much and how often, and what kind of snake cage and environmental conditions does it require. And making sure that you are providing clean and hygienic living conditions suited to the needs of your pet snake to keep it healthy and happy in your care.

In here I list ten of the basic pet snake health tips that you need to know:

1. Select a Healthy Snake to Adopt

When choosing a snake, get one that is well fleshed with clear eyes, no cuts, no mites or ticks, and is alert. The snake should appear curious and grip you firmly but gently when you handle it.

You should be there when the snakes are fed so that you can observe them and make sure that the snakes you are picking from are all eating well.

Captive bred snakes are more suited for pets than buying a wild born snake. Snakes born in the wild are normally very stressed from the capture process and the transportation to the pet supplier. Wild snakes are also likely to have a large parasite load.

2. Get the Right Size Cage for Your Breed of Snake

Your enclosure should normally be about two-thirds the size of its body length. If your snake is six feet long, then the cage should be at least four feet long.

You can always make the enclosure longer than the snake but your snake will be comfortable in a smaller cage then the length of your snake.

Remember to upgrade the enclosure as your snake grows as it needs to increase in size in relation to the snake body length.

3. Keep the Snake Enclosure Humid

Snakes are sensitive to temperature and humidity factors, and you should always ensure their enclosure is kept at the right temperature. Check a reliable snake pet book to learn what the optimal conditions are for your breed of snake.

4. Keep the Feeding of Your Snake Simple Safe and Hygienic

When you buy your snake you need to first be sure to select a pet snake that will happily eat thawed rodents (that you buy frozen from the pet store) and are not overly fussy in their feeding requirements.

Feeding your snake live rodents, even small mice, can hurt your snake – and it is NOT entertainment for an audience of your friends, so don’t do it.

The dead animal for feeding should not be wider than the snake’s own head. Snakes do not eat very often and you can stock the pre-killed and frozen mice in your freezer.

5. Learn how Much and how Often to Feed Your Snake

Get expert advice on the amount and kind of food is optimal for your pet snake and the frequency of feeding.

Snakes may eat almost anything that’s fed to them and they will usually regurgitate the meal after a day or two if they have been overfed.

6. Make Sure Your Snake Cage is Secure

The snake cage, terrarium, enclosure etc should always be well planned and ventilated, but also thoroughly secured to prevent the snake escaping

Breeds such as corn snakes can be excellent escape artists and you can lose your pet snake very quickly if you are not careful.

They will even push at the enclosure lid with their noses to look for any weaknesses in the cage or doorways.

7. Keep a Constant Supply of Fresh Water.

Snakes defecate in water and also soak themselves especially before shedding.

You need to make sure to check the water regularly and replace it with clean water as soon as there are signs of pollution in it.

Buy a heavy dish or container so that it won’t be tipped over when the snake slides around in it.

It is good to place several water dishes in the snake cage which also help to establish the proper humidity for the snake.

8. Create Hiding Places for Your Snake To Feel Secure.

Hiding places should be placed in both the warm and cool ends of the enclosure.

Pieces of bark with hollow areas or curved shape to make a ‘cave’ are good to use for snake hiding spots if placed on a substrate that lets the snakes burrow underneath them.

You can get a big variety of snake caves and wooden structures for snakes to hide in from pet shops and online at Amazon. These are also usually easy to keep clean and hygienic as well.

Add some smooth tree branches as well for the snake to climb and coil onto. You can get these online as well.

9. Provide a range of temperatures in the cage

Your snake needs to be able to find a variety of locations for both heat and cool as it may need during the different times of the day.

Since it can’t travel around a garden to find its ideal temperature for any given time, like a rock to sleep on top of for warm sunlight, or underneath it for coolness, you need to make sure you offer some variety of temperatures inside the enclosure for it to select from.

One end of the enclosure should be cooler and the temperature ideally should gradually warm up more towards the other end of the cage.

You can get a full-spectrum incandescent light to sit above the enclosure that can provide some heat as well as serve as a sunny basking spot.

10. Use appropriate bedding for the snake cage

Newspaper is good to use as a substrate. It is very cheap and is replaced easily as soon as it becomes soiled. Astroturf is also a good alternative that you can buy online.

Astroturf can be cleaned, dried and reused several times before it wears out. Soak the soiled turf in one gallon of water that you add 2 tablespoons of bleach to, then wash well, rinse it in clean water and dry it well before you put it back in the cage.

Snakes will live long and healthy lives as long as you learn how to look after a pet snake and provide them their basic needs and avoid over-feeding them.

Posted in Pet

Tips For Pet Friendly Travel Accommodations

According to research, over half of Americans consider their pet part of the family. So, it’s no surprise when you want to bring your fun loving fur friend with you while traveling. To make your quest easier on everyone, we recommend following the steps below. It will help guarantee that you will enjoy a leisurely vacation with your loved ones.

Step One: Ask Questions

When calling hotel chains or state cabins, be sure to ask multiple questions regarding their pet policy. Many of these policies will have multiple rules in place. For example, they will allow a small pet or dog. However, the pet cannot exceed a certain weight limit. Some hotel chains will even have a rule such as pets are only allowed in carriers, etc. The hotel manager should be able to answer your questions over the phone, but it is always a good idea to request a hard copy. They can e-mail or fax you the information.

Step Two: Check Room Capabilities

You may want to check what the room amenities are, regardless if you are staying in a pet friendly cabin or hotel. If your pet has special diet needs, you may need a stove or refrigerator. It is also a good idea to find out if there are trails or pet friendly parks nearby. That way you will be able to give your pet much needed exercise.

Step Three: Find Out If It’s Really Pet Friendly

When traveling with pets you will quickly learn that there is a difference between pet friendly lodging and tolerant lodging. A pet friendly cabin or hotel will provide easy clean up surfaces, doggie bags, and some will even offer treats. Most of these locations will also allow your pet to run loose in the room while pet tolerant lodging will only allow them inside a certain square footage.

Step Four: Gear Up For Your Pet Travel Needs

When taking a trip with pet in tow, remember that they will have special travel needs. You may want to pad their kennel with pillows or towels so that they are comfortable. You may also want to take along extra bags for accidents, treats, and small trays to pour water in while stopping for a break.

These are all easy to follow trips so that your upcoming vacation will be one to remember. Your pet will thank you with better behavior as well.

Posted in Pet

Great Pet Care Tips

The following tips are applicable to just about any pet. I have accumulated this information from my own experiences as an animal communicator, with my own pets (which include dogs, fish, birds, turtles and rabbits) as well as from veterinarians and animal rescue organizations. None of this information is intended to be used as a substitute for professional veterinary care.

  1. If you leave the house for any reason, tell your pet(s) where you are going, when you will return and what job you would like them to do (take a nap, watch the house, etc.) while you are gone. I always tell my dogs that I am going to run an errand and when I will be back (i.e. 2 hours, around their dinner, etc.). I also tell them to take a nap while I’m gone and to be good boys. This tends to relieve their anxiety about me being gone. If it is a longer trip, I always tell them how many days I will be gone.
  2. Animals like their routines. If their routine is going to change for a day or longer, tell them why and how the change will impact their routine. For example, if you are going to have to work late for a couple of weeks, tell your pet. This will help to ward off any unwanted behavior that they may exhibit as their way of protesting the dislike of the change to their routine.
  3. If your animal has seizures, ask your vet to do an allergy test for food allergies. One of our dogs began to have seizures shortly after we brought him home from the shelter. Our vet had a comprehensive allergy test done and discovered that he had many allergies (cigarette smoke, Bermuda grass, chicken, rice, etc.). The food that he was eating was made up primarily of chicken and rice. Thus, we changed his food to one of those listed on the ‘approved foods and treats’ list provided by the testing company. Since changing his food, he has not had another seizure. So although food allergies may not always be the cause for seizures, it is worth investigating with your vet.
  4. Prior to bringing a plant or flower into your home, find out if the plant or flower is poisonous to animals. The reactions to the toxic substance in some plants and flowers can range from mild nausea to death. I had a family member’s cat die because it ate part of a leaf from an Easter lily. Other common house plants that are poisonous include, but are not limited to, Philodendrons and Poinsettias. For a more inclusive list check the internet, ask your veterinarian or ask someone at the store that is selling the plant or flower.
  5. If you suspect that your pet has ingested a poisonous substance, seek veterinarian assistance immediately. If the incident occurs after hours, contact the nearest after-hours emergency facility for animals. Try to bring a sample of whatever the animal has ingested or has been bitten by if it is safe for you to do so. For example, one of my dogs had picked up a spider in his mouth and quickly spit it back out. I assumed the spider had bitten him in his mouth. So, I put the spider in a plastic bowl and took my dog to the after-hours emergency vet for treatment. Fortunately, since I had the spider with me, the vet could tell me that it was a type of spider that was not poisonous.
  6. Keep the contact information on your pet’s identification tags and/or microchip up to date. If your pet is lost and someone from animal control or from your neighborhood finds the animal, this will assist in expediting the return of your pet to you.
  7. Post a pet-related notice for rescue personnel on the windows by each exterior door of your home. On each notice, include the number and type of animals that reside in your home as well as the name and phone number of your veterinarian. This will alert the rescue personnel that there are animals in the home and who has medical records on file about each pet in case there is a fire or other major catastrophe involving your home. Some animal rescue organizations (i.e. Humane Society of the United States, ASPCA, etc.) have this type of sticker for your window and may provide them free or for a nominal fee upon request.
  8. Plan for your pet’s future in case something should happen to you. Many states allow you to set up trusts for your pet so that they are taken care of in the manner that you desire in the event that you should pass away before they do. For more information, visit the Humane Society of the United States’ web site or consult with your family attorney.
  9. If you have to relinquish your family pet for any reason (i.e. divorce, loss of your residence, etc.), fully explain to the pet why you have to do this. It is very important for an animal to be told why they won’t be a part of the family that may have raised them. I have seen from client’s pets and animals at the rescue shelters the impact that not knowing this type of information has on animals. Some become aggressive and think that no one likes them. Others become very withdrawn and harbor a lot of guilt that it was their fault that they are not with their family anymore.
  10. Teach children the proper way to approach an unfamiliar animal. This includes asking the animal’s human companion for permission to pet the animal. Some animals are not used to children and can react in an adverse manner if approached too quickly.